A first-party claim is one you file with your own insurance company for damage to your property. Carriers often offer initial amounts that cover a fraction of the repairs, prolong investigations, or deny claims based on exclusions that do not apply.
We handle residential and commercial property claims across South Florida, including condominium associations and business owners with layered policies. Our team brings trial experience to every file and is available around the clock.
How we help
- Free, confidential review of your policy and the carrier's position
- Independent damage assessment with licensed adjusters, engineers, and contractors
- Handle all communication with the insurer so you can focus on rebuilding
- Pursue appraisal, mediation, or litigation depending on what moves your claim
- Demand payment of the full value of your policy
Losses we handle
Hurricane, wind, and hail damage; roof damage; water and plumbing losses; fire and smoke; mold; theft and vandalism; business interruption; and damage to commercial buildings and equipment.
Commercial claims
Commercial policies cover buildings, contents, business income, and sometimes ownership interests. With so many overlapping coverages, a denied or underpaid commercial claim can be overwhelming. We help business owners protect what they have built.
Frequently asked questions
What is a first-party insurance claim?
A request filed directly by you, the policyholder, with your own insurance company for coverage of damage or loss to your property under the policy contract.
My claim was denied. Is that final?
No. An experienced insurance claim lawyer can re-evaluate the claim, gather supporting evidence, and challenge the decision through negotiation or litigation.
Do I pay attorney's fees up front?
Consultations are free. Fee arrangements depend on the type of claim and are explained clearly before you decide anything.
